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"For a complete amateur like myself, who just really really really likes to take a lot of photos...which lens? Nikkor 55-200 VR or the Nikkor 70-300 VR ED.  I currently have the 18-70 which came with my D80. My husband bought me the 55-200 but now he wants to change it to the 70-300 and I am not so sure.”

My first question would be “What are you going to use it for?” Neither are wide enough to be your “main” lens. If you’re buying a lens specifically for nature, the zoo, etc., the 70-300 is the better choice of those two. 

However, if you’re heading out on a family vacation, I think you need to be honest with yourself about whether you want to carry more than one lens. If you buy either and end up leaving it in the car or hotel, you may not get your money’s worth.